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Parent PLUS Loans Derailing Retirement

Parent PLUS Loans Derailing Retirement


By Marcia Mantell, RMA

It seemed like a good decision at the time. Your son or daughter got into the college of their dreams. They were one step closer to getting on a strong path for their future.

Marcia Mantell

Marcia Mantell

The costs to attend college were high. Really high. But, that’s ok. You received information from the college about paying tuition, room, board, and fees through the Parent PLUS loan program, a specific type of higher education loan offered by the federal government directly to parents. They’re easy to obtain if you have a good credit score. With a click of your mouse, the loan process is complete. You repeat this multiple times as your child completes his or her undergraduate program.


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